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Course Outline

AI in Credit Risk: Core Concepts and Potential

  • Conventional vs AI-driven credit risk models
  • Navigating credit evaluation challenges: bias, explainability, and fairness
  • Practical case studies on AI in lending

Data for Credit Scoring Models

  • Data sources: transactional, behavioral, and alternative datasets
  • Data cleansing and feature engineering for lending decisions
  • Addressing class imbalance and data limitations in risk prediction

Machine Learning for Credit Scoring

  • Logistic regression, decision trees, and random forests
  • Gradient boosting (LightGBM, XGBoost) for enhanced scoring precision
  • Model training, validation, and tuning methods

AI-Powered Lending Workflows

  • Automating borrower segmentation and loan risk evaluation
  • AI-augmented underwriting and approval procedures
  • Dynamic pricing and interest rate optimization via ML

Model Interpretability and Responsible AI

  • Clarifying predictions using SHAP and LIME
  • Fairness in credit models: identifying and mitigating bias
  • Aligning with regulatory standards (e.g. ECOA, GDPR)

Generative AI in Lending Contexts

  • Leveraging LLMs for application assessment and document analysis
  • Prompt engineering for borrower engagement and insights
  • Generating synthetic data for model testing

AI Strategy and Governance in Credit

  • Developing in-house AI capabilities vs adopting external solutions
  • Best practices for model lifecycle management and governance
  • Emerging trends: real-time credit scoring and open banking integration

Recap and Future Directions

Requirements

  • Foundational knowledge of credit risk principles
  • Proficiency with data analytics or business intelligence platforms
  • Comfort with Python or a commitment to learning basic syntax

Target Audience

  • Lending managers
  • Credit analysts
  • Fintech specialists
 14 Hours

Custom Corporate Training

Training solutions designed exclusively for businesses.

  • Customized Content: We adapt the syllabus and practical exercises to the real goals and needs of your project.
  • Flexible Schedule: Dates and times adapted to your team's agenda.
  • Format: Online (live), In-company (at your offices), or Hybrid.
Investment

Price per private group, online live training, starting from 3200 € + VAT*

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